Home + Mortgage Intelligence — Not a ListingFor Sale

5845 doverwood dr #106

culver city, ca 90230

HomeRates.ai is not a listing service and has no listing relationship to this property. This page is the financial and decision-intelligence layer HomeRates.ai builds around a real address, organized into five public intelligence categories — each figure labeled by the kind of claim it is.

1Property & Value Intelligence

Property typeNot resolvedPROPERTY FACT
Beds / Baths2 bd / 2 baPROPERTY FACT
Square footage1,265 sqftPROPERTY FACT
List price$650,000PROPERTY FACT
Automated valuation (AVM)$664,156ESTIMATE
Averaged from: Zillow estimate, Redfin estimate (Grok)
Comparable sales MARKET FACT
5845 Doverwood Dr #306, Culver City, CA 90230$630,000 · Sep 2025
5845 Doverwood Dr #216, Culver City, CA 90230$632,000 · Aug 2025
5845 Doverwood Dr #116, Culver City, CA 90230$643,225 · Dec 2025

2Financing Intelligence

Illustrative scenario only — 20% down, 740 credit score, conventional, 30yr fixed, primary residence. Not a personalized quote or a commitment to lend. ILLUSTRATIVE ASSUMPTION

Illustrative loan amount$520,000DERIVED CALCULATION
Loan-limit zoneConformingMARKET FACT
FHFA 2026 conforming loan limit, California
Market rate anchor6.881%MARKET FACT
OBMMI Conventional 30yr Fixed — FICO 740, LTV ≤80 — observed 2026-09-11
Illustrative rate (after LLPA)6.881%DERIVED CALCULATION
0.00 LLPA points, 2026-01-28 matrix
Estimated principal & interest$3,418/moDERIVED CALCULATION

Fannie Mae Loan-Level Price Adjustment (LLPA) Matrix, effective 01/28/2026 — singlefamily.fanniemae.com/media/9391/display (publicly available). This Matrix supersedes any earlier dated version; re-verify before relying on it for a lending decision.

LLPA estimates are a pricing calculation only — they do not represent or imply loan eligibility, underwriting approval, or a commitment to lend. Based on the publicly posted Fannie Mae matrix. Actual lender pricing varies by loan program, lender margin, and market conditions. Consult a licensed mortgage professional to determine eligibility.

3Ownership Cost Intelligence

Property tax (est.)$412/moPROPERTY FACT
Actual tax bill (Redfin listing data) — 0.76%/yr
Homeowners insurance (est.)$163/moESTIMATE
HomeRates.ai default: 0.3% of price annually
Estimated monthly PITI$3,993/moDERIVED CALCULATION

4Market & Location Intelligence

Area median days on market45dMARKET FACT
Area sale-to-list ratio1.0%MARKET FACT
Quiet condo community in desirable Fox Hills with strong walkability and amenities, ideal for low-maintenance urban living. AI INTERPRETATION
Walk Score
Very Walkable
Transit Score
Good Transit
Bike Score
Somewhat Bikeable
Schools
Above Average
Safety
Average
Amenities & Commute
Excellent
Wildfire Risk
Low

5Decision Intelligence

Property-centered only — price-vs-value fit, market fit, and location fit. This is not a buyer-specific affordability score and HomeRates.ai never publishes Personal Fit or any real buyer's Decision Score.

Value fit84/100DERIVED CALCULATION
Listed -2.1% vs AVM $664K
Market fit54/100DERIVED CALCULATION
Median DOM 45d, sale-to-list 98.0% · Low demand
Location fit78/100DERIVED CALCULATION
Walk Score: Very Walkable, Transit Score: Good Transit.
Key strengths
  • Comprehensive HOA amenities and insurance
  • Prime location near shopping and transit
  • Move-in ready condition
Key concerns
  • Building from 1970 may need future updates
  • Limited parking options
  • Moderate transit scores
What's missing / verify before an offer
  • HOA dues have not been confirmed, so PITIA and the complete monthly housing obligation cannot yet be determined.
  • Current listing status and a personalized rate quote from a licensed lender.

Decision Score L1-L4 (locked 2026-08-19), L2-L4 property-centered subset — as computed for a HomeRates.ai user, 9/9/2026

0Sources & Freshness

Property record enriched: 9/12/2026 (source: redfin)
Listing snapshot fetched: 9/12/2026
Valuation, comps, and location intelligence captured: 9/8/2026
Fannie Mae Loan-Level Price Adjustment (LLPA) Matrix, effective 01/28/2026 — singlefamily.fanniemae.com/media/9391/display (publicly available). This Matrix supersedes any earlier dated version; re-verify before relying on it for a lending decision.
Market rate observed: 2026-09-11 (FRED / OBMMI)
Page generated at request time from stored HomeRates.ai intelligence — no figure on this page is generated by an AI model without being labeled as such.