Home + Mortgage Intelligence — Not a ListingPending

25324 prado de naranja

calabasas, ca 91302

HomeRates.ai is not a listing service and has no listing relationship to this property. This page is the financial and decision-intelligence layer HomeRates.ai builds around a real address, organized into five public intelligence categories — each figure labeled by the kind of claim it is.

1Property & Value Intelligence

Property typeNot resolvedPROPERTY FACT
Beds / Baths5 bd / 6.5 baPROPERTY FACT
Square footage7,023 sqftPROPERTY FACT
List price$6,910,000PROPERTY FACT
Automated valuation (AVM)$5,229,600ESTIMATE
Averaged from: Zillow estimate
Comparable sales MARKET FACT
25430 Prado De Azul, Calabasas, CA 91302$8,750,000 · Dec 2025
3781 Prado De Fucsia, Calabasas, CA 91302$7,400,000 · Apr 2025
25411 Prado De Oro, Calabasas, CA 91302$6,420,000 · Dec 2025
25210 Prado De Rosado, Calabasas, CA 91302$5,000,000 · Oct 2025

2Financing Intelligence

Illustrative scenario only — 20% down, 740 credit score, jumbo, 30yr fixed, primary residence. Not a personalized quote or a commitment to lend. ILLUSTRATIVE ASSUMPTION

Illustrative loan amount$5,528,000DERIVED CALCULATION
Loan-limit zoneAbove conforming limit (jumbo)MARKET FACT
FHFA 2026 conforming loan limit, California
Market rate anchor6.595%MARKET FACT
OBMMI Jumbo 30yr Fixed (estimated, credit/LTV-adjusted)
Illustrative rate (after LLPA)6.845%DERIVED CALCULATION
1.00 LLPA points, 2026-01-28 matrix
Estimated principal & interest$36,204/moDERIVED CALCULATION

Fannie Mae Loan-Level Price Adjustment (LLPA) Matrix, effective 01/28/2026 — singlefamily.fanniemae.com/media/9391/display (publicly available). This Matrix supersedes any earlier dated version; re-verify before relying on it for a lending decision.

LLPA estimates are a pricing calculation only — they do not represent or imply loan eligibility, underwriting approval, or a commitment to lend. Based on the publicly posted Fannie Mae matrix. Actual lender pricing varies by loan program, lender margin, and market conditions. Consult a licensed mortgage professional to determine eligibility.

3Ownership Cost Intelligence

Property tax (est.)$4,376/moPROPERTY FACT
Actual tax bill (Redfin listing data) — 0.76%/yr
Homeowners insurance (est.)$1,728/moESTIMATE
HomeRates.ai default: 0.3% of price annually
Estimated monthly PITI$42,308/moDERIVED CALCULATION

4Market & Location Intelligence

Area median days on market45dMARKET FACT
Area sale-to-list ratio0.9%MARKET FACT
Prestigious gated enclave with exceptional privacy and luxury amenities, ideal for families seeking top schools and seclusion, though wildfire risk and car dependency are considerations. AI INTERPRETATION
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Bike Score
Bikeable
Schools
Excellent
Safety
Low Crime
Amenities & Commute
Good
Wildfire Risk
High

5Decision Intelligence

Property-centered only — price-vs-value fit, market fit, and location fit. This is not a buyer-specific affordability score and HomeRates.ai never publishes Personal Fit or any real buyer's Decision Score.

Value fit22/100DERIVED CALCULATION
Listed +32.1% vs AVM $5230K
Market fit73/100DERIVED CALCULATION
Median DOM 45d, sale-to-list 0.9%
Location fit78/100DERIVED CALCULATION
Walk Score: Car-Dependent, Transit Score: Minimal Transit, Bike Score: Bikeable.
Key strengths
  • Gated security and privacy
  • Proximity to elite schools
  • High-end community amenities
Key concerns
  • High wildfire risk
  • Car-dependent location
  • Elevated property taxes and HOA fees
What's missing / verify before an offer
  • HOA fee not confirmed.
  • Current listing status and a personalized rate quote from a licensed lender.

Decision Score L1-L4 (locked 2026-08-19), L2-L4 property-centered subset — computed from cached property intelligence, 8/1/2026

0Sources & Freshness

Property record enriched: 8/1/2026 (source: unknown)
Listing snapshot fetched: 8/1/2026
Valuation, comps, and location intelligence captured: 9/1/2026
Fannie Mae Loan-Level Price Adjustment (LLPA) Matrix, effective 01/28/2026 — singlefamily.fanniemae.com/media/9391/display (publicly available). This Matrix supersedes any earlier dated version; re-verify before relying on it for a lending decision.
Page generated at request time from stored HomeRates.ai intelligence — no figure on this page is generated by an AI model without being labeled as such.