Home + Mortgage Intelligence — Not a ListingPending

970 palm ave #209

west hollywood, ca 90069

HomeRates.ai is not a listing service and has no listing relationship to this property. This page is the financial and decision-intelligence layer HomeRates.ai builds around a real address, organized into five public intelligence categories — each figure labeled by the kind of claim it is.

1Property & Value Intelligence

Property typeNot resolvedPROPERTY FACT
Beds / Baths1 bd / 1 baPROPERTY FACT
Square footage547 sqftPROPERTY FACT
List price$490,000PROPERTY FACT
Automated valuation (AVM)$654,073ESTIMATE
Averaged from: Redfin estimate (Grok)
Comparable sales MARKET FACT
970 Palm Ave #218, West Hollywood, CA 90069$475,000 · Oct 2026
970 Palm Ave #200, West Hollywood, CA 90069$699,950 · Sep 2026

2Financing Intelligence

Illustrative scenario only — 20% down, 740 credit score, conventional, 30yr fixed, primary residence. Not a personalized quote or a commitment to lend. ILLUSTRATIVE ASSUMPTION

Illustrative loan amount$392,000DERIVED CALCULATION
Loan-limit zoneConformingMARKET FACT
FHFA 2026 conforming loan limit, California
Market rate anchor7.299%MARKET FACT
OBMMI Conventional 30yr Fixed — FICO 740, LTV ≤80 — observed 2026-10-01
Illustrative rate (after LLPA)7.299%DERIVED CALCULATION
0.00 LLPA points, 2026-01-28 matrix
Estimated principal & interest$2,687/moDERIVED CALCULATION

Fannie Mae Loan-Level Price Adjustment (LLPA) Matrix, effective 01/28/2026 — singlefamily.fanniemae.com/media/9391/display (publicly available). This Matrix supersedes any earlier dated version; re-verify before relying on it for a lending decision.

LLPA estimates are a pricing calculation only — they do not represent or imply loan eligibility, underwriting approval, or a commitment to lend. Based on the publicly posted Fannie Mae matrix. Actual lender pricing varies by loan program, lender margin, and market conditions. Consult a licensed mortgage professional to determine eligibility.

3Ownership Cost Intelligence

Property tax (est.)$310/moPROPERTY FACT
Actual tax bill (Redfin listing data) — 0.76%/yr
Homeowners insurance (est.)$123/moESTIMATE
HomeRates.ai default: 0.3% of price annually
Estimated monthly PITI$3,120/moDERIVED CALCULATION

4Market & Location Intelligence

Area median days on market70dMARKET FACT
Area sale-to-list ratio98.5%MARKET FACT
This prime West Hollywood location offers walkable access to the Sunset Strip, trendy dining, and entertainment in a vibrant urban setting with mid-century charm. Strengths include resort-style building amenities and strong transit/walk scores; trade-offs are higher density and some evening noise. AI INTERPRETATION
Walk Score
Very Walkable
Transit Score
Good Transit
Bike Score
Somewhat Bikeable
Schools
Excellent
Safety
Average
Amenities & Commute
Excellent
Wildfire Risk
Low

5Decision Intelligence

Property-centered only — price-vs-value fit, market fit, and location fit. This is not a buyer-specific affordability score and HomeRates.ai never publishes Personal Fit or any real buyer's Decision Score.

Value fit92/100DERIVED CALCULATION
Listed -25.1% vs AVM $654K
Market fit74/100DERIVED CALCULATION
Median DOM 70d, sale-to-list 98.5%
Location fit78/100DERIVED CALCULATION
Walk Score: Very Walkable, Transit Score: Good Transit, Bike Score: Somewhat Bikeable.
Key strengths
  • Walkable to nightlife and dining
  • Resort-style community amenities
  • Top-floor views and natural light
Key concerns
  • Urban density and potential noise
  • Limited parking beyond one space
  • Competitive market with quick sales
What's missing / verify before an offer
  • HOA dues have not been confirmed, so PITIA and the complete monthly housing obligation cannot yet be determined.
  • Current listing status and a personalized rate quote from a licensed lender.

Decision Score L1-L4 (locked 2026-08-19), L2-L4 property-centered subset — computed from cached property intelligence, 8/27/2026

0Sources & Freshness

Property record enriched: 8/27/2026 (source: unknown)
Listing snapshot fetched: 8/27/2026
Valuation, comps, and location intelligence captured: 10/5/2026
Fannie Mae Loan-Level Price Adjustment (LLPA) Matrix, effective 01/28/2026 — singlefamily.fanniemae.com/media/9391/display (publicly available). This Matrix supersedes any earlier dated version; re-verify before relying on it for a lending decision.
Market rate observed: 2026-10-01 (FRED / OBMMI)
Page generated at request time from stored HomeRates.ai intelligence — no figure on this page is generated by an AI model without being labeled as such.