Home + Mortgage Intelligence — Not a ListingFor Sale

327 latigo canyon rd

malibu, ca 90265

HomeRates.ai is not a listing service and has no listing relationship to this property. This page is the financial and decision-intelligence layer HomeRates.ai builds around a real address, organized into five public intelligence categories — each figure labeled by the kind of claim it is.

1Property & Value Intelligence

Property typeNot resolvedPROPERTY FACT
Beds / Baths4 bd / 359 baPROPERTY FACT
Square footage2 sqftPROPERTY FACT
List price$1,047,178PROPERTY FACT
Automated valuation (AVM)$1,040,000ESTIMATE
Averaged from: Redfin scrape estimate (canonical), Redfin scrape estimate (snapshot)
Comparable sales MARKET FACT
1100 Latigo Canyon Rd, Malibu, CA 90265$2,250,000 · Jun 2023
2302 Latigo Canyon Rd, Malibu, CA 90265$2,075,000 · Apr 2026
650 Latigo Canyon Rd, Malibu, CA 90265$1,400,000 · Jul 2025

2Financing Intelligence

Illustrative scenario only — 20% down, 740 credit score, conventional, 30yr fixed, primary residence. Not a personalized quote or a commitment to lend. ILLUSTRATIVE ASSUMPTION

Illustrative loan amount$837,742DERIVED CALCULATION
Loan-limit zoneHigh-balance conformingMARKET FACT
FHFA 2026 conforming loan limit, California
Market rate anchor6.648%MARKET FACT
OBMMI Conventional 30yr Fixed — FICO 740, LTV ≤80 — observed 2026-08-21
Illustrative rate (after LLPA)6.898%DERIVED CALCULATION
1.00 LLPA points, 2026-01-28 matrix
Estimated principal & interest$5,516/moDERIVED CALCULATION

Fannie Mae Loan-Level Price Adjustment (LLPA) Matrix, effective 01/28/2026 — singlefamily.fanniemae.com/media/9391/display (publicly available). This Matrix supersedes any earlier dated version; re-verify before relying on it for a lending decision.

LLPA estimates are a pricing calculation only — they do not represent or imply loan eligibility, underwriting approval, or a commitment to lend. Based on the publicly posted Fannie Mae matrix. Actual lender pricing varies by loan program, lender margin, and market conditions. Consult a licensed mortgage professional to determine eligibility.

3Ownership Cost Intelligence

Property tax (est.)$663/moPROPERTY FACT
Actual tax bill (Redfin listing data) — 0.76%/yr
Homeowners insurance (est.)$262/moESTIMATE
HomeRates.ai default: 0.3% of price annually
HOA$0/moPROPERTY FACT
Estimated monthly PITI$6,441/moDERIVED CALCULATION

4Market & Location Intelligence

Area median days on market84dMARKET FACT
Area sale-to-list ratio95.4%MARKET FACT
Secluded luxury ranch resort nestled in the Santa Monica Mountains with ocean proximity and vast acreage, offering exclusivity but exposed to wildfire risks and limited connectivity. AI INTERPRETATION
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Bike Score
Somewhat Bikeable
Schools
Below Average
Safety
Low Crime
Amenities & Commute
Moderate
Wildfire Risk
Very High

5Decision Intelligence

Property-centered only — price-vs-value fit, market fit, and location fit. This is not a buyer-specific affordability score and HomeRates.ai never publishes Personal Fit or any real buyer's Decision Score.

Value fit76/100DERIVED CALCULATION
Listed +0.7% vs AVM $1040K
Market fit65/100DERIVED CALCULATION
Market data limited — visit Property Intel
Location fit55/100DERIVED CALCULATION
Walk Score: Car-Dependent, Transit Score: Minimal Transit
Key strengths
  • Vast private acreage and resort facilities
  • Stunning natural setting with beach access
  • Proximity to Malibu coast
Key concerns
  • High wildfire exposure
  • Isolated location with car dependency
  • Not suited for standard residential living
What's missing / verify before an offer
  • HOA fee not confirmed.
  • Current listing status and a personalized rate quote from a licensed lender.

Decision Score L1-L4 (locked 2026-08-19), L2-L4 property-centered subset — as computed for a HomeRates.ai user, 6/10/2026

0Sources & Freshness

Property record enriched: 6/10/2026 (source: web_search)
Listing snapshot fetched: 6/10/2026
Valuation, comps, and location intelligence captured: 8/25/2026
Fannie Mae Loan-Level Price Adjustment (LLPA) Matrix, effective 01/28/2026 — singlefamily.fanniemae.com/media/9391/display (publicly available). This Matrix supersedes any earlier dated version; re-verify before relying on it for a lending decision.
Market rate observed: 2026-08-21 (FRED / OBMMI)
Page generated at request time from stored HomeRates.ai intelligence — no figure on this page is generated by an AI model without being labeled as such.