Home + Mortgage Intelligence — Not a ListingFor Sale

10830 chalon rd

los angeles, ca 90077

HomeRates.ai is not a listing service and has no listing relationship to this property. This page is the financial and decision-intelligence layer HomeRates.ai builds around a real address, organized into five public intelligence categories — each figure labeled by the kind of claim it is.

1Property & Value Intelligence

Property typeNot resolvedPROPERTY FACT
Beds / Baths7 bd / 9.5 baPROPERTY FACT
Square footage—PROPERTY FACT
List price$65,000,000PROPERTY FACT
Automated valuation (AVM)$54,528,565ESTIMATE
Averaged from: Redfin estimate (Grok)
Comparable sales MARKET FACT
10800 Chalon Rd, Los Angeles, CA 90077$14,600,000 · Nov 2022
10770 Chalon Rd area sales (Redfin nearby comps)$9,300,000 · Mar 2026

2Financing Intelligence

Illustrative scenario only — 20% down, 740 credit score, jumbo, 30yr fixed, primary residence. Not a personalized quote or a commitment to lend. ILLUSTRATIVE ASSUMPTION

Illustrative loan amount$52,000,000DERIVED CALCULATION
Loan-limit zoneAbove conforming limit (jumbo)MARKET FACT
FHFA 2026 conforming loan limit, California
Market rate anchor6.521%MARKET FACT
OBMMI Jumbo 30yr Fixed (estimated, credit/LTV-adjusted)
Illustrative rate (after LLPA)6.771%DERIVED CALCULATION
1.00 LLPA points, 2026-01-28 matrix
Estimated principal & interest$337,997/moDERIVED CALCULATION

Fannie Mae Loan-Level Price Adjustment (LLPA) Matrix, effective 01/28/2026 — singlefamily.fanniemae.com/media/9391/display (publicly available). This Matrix supersedes any earlier dated version; re-verify before relying on it for a lending decision.

LLPA estimates are a pricing calculation only — they do not represent or imply loan eligibility, underwriting approval, or a commitment to lend. Based on the publicly posted Fannie Mae matrix. Actual lender pricing varies by loan program, lender margin, and market conditions. Consult a licensed mortgage professional to determine eligibility.

3Ownership Cost Intelligence

Property tax (est.)$41,167/moPROPERTY FACT
Actual tax bill (Redfin listing data) — 0.76%/yr
Homeowners insurance (est.)$16,250/moESTIMATE
HomeRates.ai default: 0.3% of price annually
Estimated monthly PITI$395,414/moDERIVED CALCULATION

4Market & Location Intelligence

Area median days on market67dMARKET FACT
Area sale-to-list ratio93.0%MARKET FACT
Ultra-exclusive Bel Air location offering privacy, prestige, and panoramic golf views in a quiet, upscale hillside setting. Strengths include resort-like living and top-tier privacy; risks center on high wildfire exposure and car dependency. AI INTERPRETATION
Walk Score
Car-Dependent
Transit Score
Some Transit
Bike Score
Bikeable
Schools
Above Average
Safety
Very Safe
Amenities & Commute
Good
Wildfire Risk
Moderate

5Decision Intelligence

Property-centered only — price-vs-value fit, market fit, and location fit. This is not a buyer-specific affordability score and HomeRates.ai never publishes Personal Fit or any real buyer's Decision Score.

Value fit38/100DERIVED CALCULATION
Listed +19.2% vs AVM $54529K
Market fit69/100DERIVED CALCULATION
Median DOM 67d, sale-to-list 93.0%
Location fit78/100DERIVED CALCULATION
Walk Score: Car-Dependent, Transit Score: Some Transit, Bike Score: Bikeable.
Key strengths
  • Direct Bel-Air Country Club views and proximity
  • New construction with bespoke luxury finishes
  • Private wellness facilities and expansive grounds
Key concerns
  • Extremely high price point with limited recent comps
  • Car-dependent location with minimal walkability
  • Moderate wildfire risk typical of LA canyons
What's missing / verify before an offer
  • HOA fee not confirmed.
  • Current listing status and a personalized rate quote from a licensed lender.

Decision Score L1-L4 (locked 2026-08-19), L2-L4 property-centered subset — computed from cached property intelligence, 6/9/2026

0Sources & Freshness

Property record enriched: 6/9/2026 (source: redfin)
Listing snapshot fetched: 6/9/2026
Valuation, comps, and location intelligence captured: 6/9/2026
Fannie Mae Loan-Level Price Adjustment (LLPA) Matrix, effective 01/28/2026 — singlefamily.fanniemae.com/media/9391/display (publicly available). This Matrix supersedes any earlier dated version; re-verify before relying on it for a lending decision.
Page generated at request time from stored HomeRates.ai intelligence — no figure on this page is generated by an AI model without being labeled as such.