Home + Mortgage Intelligence — Not a ListingFor Sale
707 solvay aisle
irvine, ca 92606
HomeRates.ai is not a listing service and has no listing relationship to this property. This page is the financial and decision-intelligence layer HomeRates.ai builds around a real address, organized into five public intelligence categories — each figure labeled by the kind of claim it is.
1Property & Value Intelligence
Property typeNot resolvedPROPERTY FACT
Beds / Baths2 bd / 2 baPROPERTY FACT
Square footage1,009 sqftPROPERTY FACT
List price$899,000PROPERTY FACT
Automated valuation (AVM)$881,100ESTIMATEAveraged from: Zillow estimate
Comparable sales MARKET FACT
709 Solvay Aisle, Irvine, CA 92606—
902 Solvay Aisle, Irvine, CA 92606—
900 Solvay Aisle, Irvine, CA 92606$730,000 · Apr 2026
2Financing Intelligence
Illustrative scenario only — 20% down, 740 credit score, conventional, 30yr fixed, primary residence. Not a personalized quote or a commitment to lend. ILLUSTRATIVE ASSUMPTION
Illustrative loan amount$719,200DERIVED CALCULATION
Loan-limit zoneConformingMARKET FACTFHFA 2026 conforming loan limit, California
Market rate anchor6.648%MARKET FACTOBMMI Conventional 30yr Fixed — FICO 740, LTV ≤80 — observed 2026-08-21
Illustrative rate (after LLPA)6.648%DERIVED CALCULATION0.00 LLPA points, 2026-01-28 matrix
Estimated principal & interest$4,616/moDERIVED CALCULATION
Fannie Mae Loan-Level Price Adjustment (LLPA) Matrix, effective 01/28/2026 — singlefamily.fanniemae.com/media/9391/display (publicly available). This Matrix supersedes any earlier dated version; re-verify before relying on it for a lending decision.
LLPA estimates are a pricing calculation only — they do not represent or imply loan eligibility, underwriting approval, or a commitment to lend. Based on the publicly posted Fannie Mae matrix. Actual lender pricing varies by loan program, lender margin, and market conditions. Consult a licensed mortgage professional to determine eligibility.
3Ownership Cost Intelligence
Property tax (est.)$569/moPROPERTY FACTActual tax bill (Redfin listing data) — 0.76%/yr
Homeowners insurance (est.)$225/moESTIMATEHomeRates.ai default: 0.3% of price annually
Estimated monthly PITI$5,410/moDERIVED CALCULATION
4Market & Location Intelligence
Area median days on market48dMARKET FACT
Area sale-to-list ratio99.0%MARKET FACT
Prime location in master-planned Irvine with outstanding community amenities and walkability. Strong safety and schools enhance long-term appeal. AI INTERPRETATION
Transit Score
Some Transit
Bike Score
Biker's Paradise
Amenities & Commute
Excellent
5Decision Intelligence
Property-centered only — price-vs-value fit, market fit, and location fit. This is not a buyer-specific affordability score and HomeRates.ai never publishes Personal Fit or any real buyer's Decision Score.
Value fit76/100DERIVED CALCULATIONListed +2.0% vs AVM $881K
Market fit68/100DERIVED CALCULATIONMedian DOM 48d, sale-to-list 99.0%
Location fit82/100DERIVED CALCULATIONWalk Score: Very Walkable, Transit Score: Some Transit
Key strengths
- Resort-style Brio amenities
- Walkable to shopping and dining
- Safe, top-rated schools
Key concerns
- Condo living with HOA fees
- Moderate transit options
What's missing / verify before an offer
- HOA fee not confirmed.
- Current listing status and a personalized rate quote from a licensed lender.
Decision Score L1-L4 (locked 2026-08-19), L2-L4 property-centered subset — as computed for a HomeRates.ai user, 7/1/2026
0Sources & Freshness
Property record enriched: 7/1/2026 (source: redfin)
Listing snapshot fetched: 7/1/2026
Valuation, comps, and location intelligence captured: 7/1/2026
Fannie Mae Loan-Level Price Adjustment (LLPA) Matrix, effective 01/28/2026 — singlefamily.fanniemae.com/media/9391/display (publicly available). This Matrix supersedes any earlier dated version; re-verify before relying on it for a lending decision.
Market rate observed: 2026-08-21 (FRED / OBMMI)
Page generated at request time from stored HomeRates.ai intelligence — no figure on this page is generated by an AI model without being labeled as such.