Simple, honest pricing
Real mortgage math, live rates — no hidden fees, no sales pitch.
Free
Free
Try HomeRates.ai, no credit card needed.
- 20 AI mortgage questions / month
- Live rate ticker
- Basic calculators
- Shareable answer links
- Unlimited questions
- PDF exports
- Rate & refi alerts
- Borrower tools
Most popular
Plus
$7/mo
For homebuyers and investors who want the full toolkit.
- Unlimited AI mortgage questions
- PDF export of any answer card
- Rate, refi & property alerts
- All calculators
- Priority support
- Borrower management
- LO dashboard
Pro
$19/mo
For loan officers managing clients and borrowers.
- Everything in Plus
- Up to 10 borrowers
- Borrower invite codes
- LO dashboard
- Shared project threads