Simple, honest pricing
Real mortgage math, live rates — no hidden fees, no sales pitch.
Free
Free
Try HomeRates.ai, no credit card needed.
- 20 AI mortgage questions / month
- Live rate ticker
- Basic calculators
- Shareable answer links
- Unlimited questions
- PDF exports
- Rate & refi alerts
- Borrower tools
Most popular
Plus
$7/mo
For homebuyers who want unlimited AI tools and alerts.
- Unlimited AI mortgage questions
- PDF export of any answer card
- Rate, refi & property alerts
- All calculators
- Priority support
- Borrower management
- LO dashboard
Investor + LO
⚡ Intro pricing · $19/mo now → $49 at launch
Pro
$19/mo
Introductory pricing for investors and loan officers. Price goes to $49/mo at launch.
- ⭐ Investment Property Reports (DSCR)
- ⭐ Portfolio tracker + deal pipeline
- ⭐ Live rent comps + cap rate analysis
- ⭐ Watchlist + cash flow monitoring
- Everything in Plus
- Up to 10 borrowers
- LO dashboard
Enterprise
For lenders, broker firms & banks
White-label AI mortgage intelligence for your team, branch, or institution. Volume licensing, NMLS import, API access, dedicated support, and SLA. Pricing by negotiation — every deployment is different.
- ✓ Team & branch management
- ✓ NMLS / DRE bulk import
- ✓ API access & white-label options
- ✓ Dedicated onboarding & support
- ✓ Custom SLA & data agreements
- ✓ Brokerage billing consolidation
Custom pricing
Negotiated based on team size,
integration scope, and term.
Contact us →integration scope, and term.
Typical range: $4,800–$120,000+/yr depending on seats and scope.