Mortgage rates today show the 30-year fixed at 6.48% on June 9, 2026, with state and national benchmarks plus weekly comparisons.
As of Tuesday, June 9, 2026, the average 30-year fixed mortgage rate stands at 6.48 percent, according to the latest daily index. This figure is five basis points below the recent average of 6.52 percent reported by Bankrate. The 15-year fixed rate averages 5.93 percent, while the 5/1 ARM sits near 5.89 percent. Freddie Mac’s weekly survey also recorded the 30-year fixed at 6.48 percent, confirming stability in the mid-6 percent range.
Oregon borrowers see slightly higher pricing. Bankrate data for the same date lists the 30-year fixed at 6.53 percent and the 15-year fixed at 5.93 percent. These state-level figures track within a few basis points of national benchmarks, indicating limited regional divergence this week.
The table below summarizes today’s key mortgage products:
| Product | Rate | Change (1 day) | Points |
|---|---|---|---|
| 30 Yr. Fixed | 6.48% | -0.05% | 0.00 |
| 15 Yr. Fixed | 5.93% | -0.04% | 0.76 |
| 30 Yr. FHA | 6.26% | -0.05% | 0.75 |
| 30 Yr. Jumbo | 6.66% | -0.02% | 0.35 |
All values are drawn from the Daily Mortgage Rates Index published June 9, 2026.
Over the past seven days, the 30-year fixed rate has moved within a narrow band. Bankrate notes an increase of 0.12 percentage points from the prior week’s 6.58 percent level, while Freddie Mac’s survey shows a modest decline to 6.48 percent. Such small weekly shifts remain typical when the Federal Reserve maintains its current policy stance.
FRED data continue to show mortgage rates in the mid-6 percent corridor. With income growth outpacing home-price appreciation, affordability metrics have improved modestly since early 2025. Housing economists cite steady labor-market conditions and contained inflation as primary anchors keeping rates from spiking further.
Rate volatility can still occur on any given day. Lenders adjust pricing in response to Treasury yields and economic releases, so locking a rate remains a timing decision. HomeRates.ai provides daily updated quotes that reflect these intraday movements.
Readers can run live scenarios at HomeRates.ai to compare today’s 6.48 percent 30-year fixed against personalized loan amounts and credit profiles.
On June 9, 2026, the prevailing 30-year fixed mortgage rate is 6.48 percent. Borrowers evaluating refinance or purchase options should monitor daily changes and compare lender offers, as even a 0.25 percentage point difference can affect monthly payments over a 30-year term.
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