For Homeowners

Your home.
Real numbers.
Right now.

What's your home worth today? How much equity do you have? Should you refinance? Get live answers โ€” no agent required, no forms, no callbacks.

Instant analysis, no sign-up required.ย Create a free account to get monthly updates.

~2s
To see your home value
$0
To get started
Monthly
Free home value digest
Live
Rates from FRED data
What you get
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Live Home Value

See your home's current estimated value from Rentcast's AVM โ€” updated with every analysis. Know where you stand before you make any move.

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Equity Snapshot

Based on your last sale price and today's value, we estimate your current equity โ€” and show how it's changed month over month.

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Refi Readiness

Live 30-year rates vs your estimated purchase rate. Break-even analysis, monthly savings, and whether it actually makes sense for you right now.

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Monthly Digest

Save your home address and get a free monthly email: value update, equity change, rate movement, and your refi window โ€” every first of the month.

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Ask Anything

"What if I cash out $80k?" "What would I qualify for on my next home?" Ask any scenario and get real math โ€” not a sales pitch.

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No Agent Required

This is your data. No one will call you. No forms to fill out. No lead passed to a sales team. Your numbers, your decision.

How it works

1

Enter your address

Type your home address in the bar above. No sign-up needed to get your first analysis.

2

Get your instant homeowner report

Estimated value, equity, live rates, and refi readiness โ€” calculated in real time using Rentcast AVM and FRED mortgage rate data.

3

Save your home for monthly updates

Create a free account to save your address. Every first of the month, we'll send you a fresh update: value, equity, rate movement, and whether your refi window has opened.

4

Ask any follow-up question

"What if I wait 6 months?" "How much equity do I need to move up?" "Should I do a cash-out refi or HELOC?" The AI answers in seconds with your actual numbers.

Start with your address

Free, instant, no sign-up required to try it. Create an account to get monthly updates.

HomeRates.ai โ€” Mortgage AI Chat